Disclaimer

• MCB Islamic Bank Limited provides this website as a service to its customers, internet subscribers, online readers and the community using the World Wide Web. The information contained in this website is not intended as legal advice. None of the information on this website should be construed to reflect the opinion of MCB Islamic Bank Limited or any of its employees or clients for any particular matter of whatsoever nature. While the information on this website may be updated periodically, additional facts or future developments may affect the content of the website and no guarantee is given that the information provided is correct, complete, or up-to-date. MCB Islamic Bank Limited assumes no liability or responsibility for any errors or omissions in the content of this website. Information located on website may not reflect the current legal or factual position in respect of any particular matter.
• The use and access of this website is subject to the Terms & Conditions of MCB Islamic Bank Limited and the local laws of the Islamic Republic of Pakistan. By accessing, browsing and otherwise using this website, you accept, without limitation or qualification all Terms and Conditions of MCB Islamic Bank Limited.
• This website may contain links to other areas of interest and does not imply that MCB Islamic Bank Limited is affiliated or associated with, or endorses, or is legally authorized to use any trade name, registered trademark, logo, seal, or copyrighted symbol so used nor shall MCB Islamic Bank Limited be responsible for the content of such links and only provides this as a service to the website visitor. MCB Islamic Bank Limited is not responsible for third party content accessed through or linked to our website. Visitors may visit, access, download or print materials on the website only for personal use. All commercial or other use is prohibited unless otherwise provided by MCB Islamic Bank Limited.
• Neither MCB Islamic Bank Limited nor any of its agents, affiliate, or their respective suppliers, agents, members, officers, directors, employees, representatives or subcontractors shall be liable in any event for any direct, indirect, special, incidental, consequential, punitive, exemplary or other damages, losses, costs, charges or expenses of whatsoever nature and howsoever arising, including but not limited to financial losses, lost profits, costs of funding or breach of brand image arising in any way from your access to or use of this website, including but not limited to
  (i) Any defects, viruses, or other malfunctions caused to any equipment and other software in connection with access or use of this website, including without limitation any technical, hardware or software failure of any kind, interruption, error, omission, delay in operation, corruption, all computer viruses, malicious codes or otherwise.
  (ii)The information provided on or via this website.
  (iii)The interception, modification or misuse of any information transmitted to MCB Islamic Bank Limited or transmitted to you due to any reason, including but not limited to website spoofing, phishing attacks and man-in-the-middle attacks.
  (iv)The functioning or non-availability of this website.
  (v)The misuse of this website.
  (vi)The loss of data.
  (vii) Downloading or use of any software made available by this website.
  (viii) Claims of third parties in connection with the use of this website.
• By visiting the website, the website visitor agrees not to alter the presentation, reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information in any manner without the express written consent of MCB Islamic Bank Limited; nor to use the Information for any unlawful purpose. The website visitor must access the information manually by request and not programmatically by macro or other automated means.

Disclaimer for MCB Islamic Bank Limited Social Media Pages

• Content posted on the MCB Islamic Bank Ltd. social media pages are meant to be indicative and informative in nature. Contents posted on these channels do not fall under any contractual obligation on part of the MCB Islamic Bank Ltd.
• Any information or content posted on the MCB Islamic Bank social media pages by users may reside on the servers of that specific social media service provider and MCB Islamic Bank may not have complete control over the content.
• MCB Islamic Bank Ltd. reserves the right to delete or hide comments or posts made on the social media channels of the bank, such as the following:
  1. Posts that are off-topic or irrelevant to the MCB Islamic Bank business
  2. Posts that contain inappropriate words or phrases
  3. Posts that contain inappropriate images, videos, animations or stock photos
  4. Posts that contain personal or private information
  5. Posts containing employee names or official details
  6. Posts that are fake in nature
• Content posted by users may be available to any or all members of that specific social media platform as per their policies.
• Content posted by users and later deleted from the social media pages by the users or MCB Islamic Bank, may be archived by that specific social media platform as per their policies and business rules.
• Users visiting MCB Islamic Bank social media pages are strongly discouraged to share confidential information related to their account. This information could be but not limited to:
  1. ATM Card Number
  2. ATM PIN
  3. Account Number
  4. Password
  5. Internet Banking Account Details
  6. IVR TPIN
  7. OTP
• MCB Islamic Bank Ltd. reserves the right to remove any account related information, post or comments shared on the social media pages.
• MCB Islamic Bank Ltd. does not undertake any responsibility for any financial and/or other losses, theft or any such issue faced by the users on account of posting their personal or account related information on the MCB Islamic Bank social media pages.
• MCB Islamic Bank Ltd. does not ensure security and privacy of the content shared by the subscribed users or general public on the MCB Islamic Bank FB, TW, LI and other pages, as these may be vulnerable to be possibly intercepted, manipulated or altered.
• MCB Islamic Bank does not encourage its users to lodge complaints through social media channels due to reason of confidentiality and privacy of customers account(s). However, MCB Islamic Bank does offer different communication channels to the customers to approach Service Quality department of the bank to raise their concerns. Please refer to MCB Islamic Bank Ltd. official website www.mcbislamicbank.com.
• Social media platforms such as Facebook, Twitter, LinkedIn, YouTube, Instagram and others are owned by third parties. MCB Islamic Bank is not responsible for any kind of data breach, privacy policy, terms of use, security or business SOPs related to these platforms.
• The content posted on the MCB Islamic Bank social media pages by users may be used or reused by any social media platform, website or anyone else without any legal or financial compensation or permission for such usage, according to their own terms and conditions.
• The contents/images posted on the MCB Islamic Bank social media pages can be shared by users in their original format. However, bank does not permit users to alter or modify these images/contents for any other purpose.
• MCB Islamic Bank strongly discourages use of abusive, offensive, defamatory, unpleasant, harassing, threatening and improper and unprofessional language. Bank reserves the right to block such users and remove such content without any prior intimation.
• Bank encourages users to restrict their comments to the topic of discussion while commenting or posting any content.
• Bank reserves the right to remove any content, comments and posts that use improper, obscene, harassing or hateful language.
• Any fake MCB Islamic Bank page will immediately be reported to the concerned social media channel(s) or regulatory authorities.
• MCB Islamic Bank does not discriminate against any views, but reserves the right to remove any comments that do not adhere to MCB Islamic Bank policies.