SME Market

State Bank of Pakistan has defined SE & ME as under:

SMALL ENTERPRISES

Number of Employees	Annual Sales Turnover	Financing Allowed
50	Upto 150M	Upto Rs. 25M

* including contractual employees

However, in cases where an entity fulfills one parameter of SE and its second parameter falls within the range prescribed for medium enterprise (ME) or above the upper limit prescribed for ME, then the subject entity shall be classified as ME or commercial/corporate entity as the case may be.

MEDIUM ENTERPRISES

Medium Enterprise (ME) is a business entity, ideally not a public limited company which meets the following parameters

Number of Employees	Annual Sales Turnover	Financing Allowed (Maximum Per Party)
51- 250 for Manufacturing and Service ME 51-100 for trading ME	Above Rs. 150M and up tp Rs.800M for all types of ME	Rs.200M(including leased assets)exposure from single or all banks.

*In cases where an entity fulfills one parameter of ME and its second parameter falls above the upper limit prescribed for ME, the subject entity shall be classified as commercial/corporate entity as the case may be.